body {
  background: #f5f7fb;
  color: #1f2a44;
}

.policy-hero {
  background: linear-gradient(135deg, rgba(15, 23, 42, 0.95), rgba(25, 66, 107, 0.92)), url('../images/background/header2-bg.png');
  background-position: center;
  background-repeat: no-repeat;
  background-size: cover;
  padding: 120px 0 90px;
  color: #ffffff;
}

.policy-hero-header span {
  display: inline-block;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: #9ed0ff;
  margin-bottom: 14px;
}

.policy-hero-header h1 {
  font-size: clamp(2rem, 3.4vw, 2.8rem);
  line-height: 1.2;
  margin-bottom: 16px;
  color: #ffffff;
}

.policy-hero-header p {
  font-size: 1.03rem;
  line-height: 1.8;
  color: rgba(255, 255, 255, 0.92);
  max-width: 700px;
  margin: 0 auto;
}

.policy-section-area {
  padding: 70px 0 100px;
  background: #f5f7fb;
}

.policy-card {
  background: #ffffff;
  border-radius: 24px;
  box-shadow: 0 20px 60px rgba(15, 23, 42, 0.12);
  padding: 42px 42px 34px;
}

.policy-badge {
  display: inline-block;
  background: #eef4ff;
  color: #1f4bb3;
  padding: 8px 14px;
  border-radius: 999px;
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 24px;
}

.policy-text h3 {
  font-size: 1.5rem;
  color: #111c34;
  margin: 0 0 16px;
  font-weight: 700;
}

.policy-text h4 {
  font-size: 1.08rem;
  color: #21324d;
  margin: 28px 0 12px;
  font-weight: 700;
}

.policy-text p {
  color: #4d5870;
  line-height: 1.8;
  margin-bottom: 14px;
}

.policy-text ul {
  margin: 0 0 16px 1.2rem;
  padding: 0;
}

.policy-text li {
  color: #4d5870;
  line-height: 1.75;
  margin-bottom: 8px;
}

.policy-text a {
  color: #2563eb;
  text-decoration: none;
}

.policy-text a:hover {
  color: #1649a8;
  text-decoration: underline;
}

.policy-text strong {
  color: #16253d;
}

@media (max-width: 768px) {
  .policy-card {
    padding: 28px 20px 24px;
  }

  .policy-hero {
    padding: 100px 0 70px;
  }
}